Glossary · Benefits

Multiple Employer Plan / PEP (401(k))

A retirement plan structure that allows multiple unrelated employers to participate in a single 401(k) plan, reducing per-employer administrative burden.

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Entravia Editorial

PEO-sponsored Multiple Employer Plans (MEPs) and Pooled Employer Plans (PEPs, created by the SECURE Act) consolidate plan administration, fiduciary oversight, and audit responsibility at the plan level.

For small employers, PEO retirement plans materially reduce the cost and complexity of offering a 401(k) and typically broaden investment menus through pooled buying power.

Trusted by operators across the PEO ecosystem

  • NAPEO Associate Member
  • PEO Brokers Collective
  • PACE PEO

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