Glossary · Benefits
Wrap Plan Document
A single ERISA plan document that consolidates multiple employer-sponsored welfare benefits into one plan for administrative and reporting simplicity.
All terms
Entravia Editorial
Wrap documents allow employers to combine separate insurance contracts (medical, dental, vision, life, disability) into one ERISA plan, which can simplify Form 5500 filings, SPD distribution, and amendment procedures.
PEOs typically maintain wrap documents for their master plans, allowing client employers to inherit consolidated plan administration.
Related terms
- ERISA (Employee Retirement Income Security Act)Federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.
- SPD (Summary Plan Description)A plain-language summary of an ERISA-covered plan's features, rights, and obligations, required to be distributed to participants.
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