Glossary · Compliance
Monopolistic Workers' Comp State
A state in which workers' compensation insurance must be purchased from a single state-run fund rather than the private market.
All terms
Entravia Editorial
North Dakota, Ohio, Washington, and Wyoming operate monopolistic workers' comp funds for most employer classes. PEO master comp programs cannot replace coverage in these states; the client must continue to purchase from the state fund.
This materially limits PEO comp-savings narratives in monopolistic states and shifts comparison emphasis to admin and benefits depth.
Related terms
- Workers' CompensationState-mandated insurance covering employee injuries and occupational illness. Premiums are class-coded by job duty.
- Workers' Compensation Class CodeA four-digit code (NCCI or state-specific) that classifies a job's injury risk and determines the workers' compensation rate applied to its payroll.
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