Glossary · Sales & procurement
PEO Underwriting
The risk-assessment process a PEO uses to decide whether to offer terms to a prospect and at what rates for benefits, workers' comp, and admin.
PEO underwriting evaluates census demographics, claims history, industry class codes, and operational risk to set quote terms. Documentation completeness (loss runs, current bills, census, prior claims) directly determines underwriting speed and pricing accuracy.
Incomplete submissions are the leading cause of stalled or non-competitive quotes. Entravia's intake is designed to deliver underwriting-grade packages in a single pass.
Related terms
- RFP (Request for Proposal)A structured solicitation document used by buyers to request comparable proposals from multiple PEOs.
- Loss RunsA claims-history report from an insurance carrier listing past claims, payouts, and reserves — required for accurate PEO and workers' comp quoting.
- Census (Employee Census)A structured roster of an employer's workforce — including demographics, location, compensation, and benefits enrollment — used to underwrite PEO and benefits quotes.
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